Use your home to pay your way to your dreams!

Property values are through the roof nationwide, and you want to cash in! We can help you obtain a favorable refinanced mortgage at today's low rates. The difference between your old loan balance and the value of your property is your home equity. Turn it into cash you can use to:

  • Make home improvements -- an addition, a deck, a swimming pool

  • Pay college tuition and fees

  • Go back to school yourself for an advanced degree

  • Take your dream vacation

  • Consolidate and pay off revolving debt, like credit cards

  • Buy a new car, a boat, a motorcycle

  • Make a downpayment on a second home

  • Anything you can think of!

Your home has likely grown in value considerably since you bought it. Reward yourself with a new, low-rate refinanced loan and use the cash difference to do what you've always wanted to do! We'll help. Use our site to learn about the ways we make refinancing your home a piece of cake!


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Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed6.26%6.47%
15-yr Fixed5.78%6.08%
1-yr Adj5.1%6.33%
* national averages



Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $



*****DUE TO RECENT FRAUD NOTICES, WE AT UNITED LENDING LOAN SERVICES, INC, WOULD LIKE TO INFORM OUR CUSTOMER THAT WE DO NOT PROVIDE ANYONE WITH "PERSONAL LOANS" OF ANY SORT. WE HAVE BEEN GETTING CALLS FROM PEOPLE IN VARIOUS EASTERN STATES CLAIMING THAT WE HAVE APPROVED THEM FOR A $1,500 LOAN AND THAT THE MONEY WILL BE DEPOSITED INTO THEIR BANK ACCOUNTS. PLEASE...UNDERSTAND THAT THE COMPANY CALLING YOU IS NOT US. WE ONLY DO CALIFORNIA MORTAGES AND ARE LICENSED TO CONDUCT BUSINESS IN CALIFORNIA ONLY. WE CAN NOT STRESS THIS ENOUGH. DO NOT GIVE YOUR INFORMATION TO PEOPLE THAT PROMISE TO DEPOSIT MONEY INTO YOUR ACCOUNTS OR THAT YOU HAVE BEEN "PRE-APPROVED". BEST OF LUCK TO ALL OUR FELLOW HOME OWNERS AND REMEMBER, UNITED LENDING LOAN SERVICES, INC IS HERE TO ASSIST YOU IN YOUR HOME FINANCING NEEDS....THANK YOU.*****